A Home Warranty,
Reimagined.

"I started asking myself: Why can't a home protection company operate with honesty, speed, and transparency? So I built the kind of company I wished existed."

A+ Top Rated on BBB & Google Reviews
Troy Cummings - Founder of HomeMembership
Troy Cummings at his desk
10 Years Actively selling real estate before founding HomeMembership.
Born From Experience

"I know what it's like to be in an agent's shoes."

Most home warranty anecdotes begin with frustration and fine print buried in paperwork no one reads until it's too late.

I am still a licensed broker in Kentucky for investment purposes. I watched my clients get burned by national companies that were faceless, distant, and complicated.

HomeMembership isn't just a product; it's the answer to that frustration. We aren't here to be the biggest. We're here to be the most dependable.

10k+

Claims Handled

2014

Founded

The "Membership" Difference

"The future is membership-based home protection, not traditional warranties," says Troy.
Homeowners want companies who stand behind their word, not deny claims.

Traditional Warranties

You wait weeks. They choose the cheapest contractor, not the best.
Hidden Fees. High deductibles ($100+) per call.
Denial is default. "Fine print" loopholes.

HomeMembership Way

Choose Your Pro. Use the local plumber you already trust.
$25 Deductible. The lowest in the industry. Period.
Fast Reimbursement. Usually within 7 days.

As Seen On

Louisville Real Producers USANEWS

We believe trust is built through transparency. Read verified Home Membership warranty reviews from across the web and join 10,000+ satisfied members who rely on us for dependable home and appliance protection.

4.6/5
BBB
A+
Accredited
BBB Torch Award
3-Year Finalist
Birdeye
4.5/5
Beyond The Business

Rooted in Louisville.
Driven by Faith.

"This city built us. We're grateful."

Troy isn't just a CEO; he's a dedicated father of four, a proud uncle, and an active community member. Whether it's serving at Our Lady of Lourdes Church or supporting his kids' basketball teams, he believes in showing up.

Proud Supporter Of:

Kosair Shrine Circus
Louisville Firefighters
Local Youth Programs
Troy Cummings and Family

Troy with his family.